It’s a balmy night in Manhattan’s financial district, and at a sports bar called Stout, everyone is Tindering.The tables are filled with young women and men who’ve been chasing money and deals on Wall Street all day, and now they’re out looking for hookups.

Bloggers like Maverick Traveler will help you spot the “8 Signs of a Slutty Couch Surfer Girl” by decoding her profile, and female-centric advice site You Queen has even offered tips on “How to Use Couch Surfing as a Dating Site and Get Away with It.” Meanwhile, a site called Couch Bangs.com, which declares that “Couchsurfing isn’t just for Couchsurfing,” offers a forum for proud couch-cuddlers to share their experiences via short posts with titles like “French Girl in Istanbul” and “Brazilian Girl in New York.” Couch Surfing’s Community Guidelines explicitly warn against contacting other members for dating, noting, “we will consider this harassment” — albeit without stipulating what the penalties are for violating this rule.

In an email interview, the site’s interim CEO Jen Billock told Business Insider that “members are ...

Everyone is drinking, peering into their screens and swiping on the faces of strangers they may have sex with later that evening. “Ew, this guy has Dad bod,” a young woman says of a potential match, swiping left.

Her friends smirk, not looking up.“Tinder sucks,” they say. At a booth in the back, three handsome twentysomething guys in button-downs are having beers.

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In October, layoffs claimed an estimated 40 percent of the staff, and CEO Tony Espinoza announced his departure — giving an opening to competitors like Be Welcome and Hospitality Club.

Although the company has initiated a doubling down on mobile, the experience of users like Riccardo might suggest another path to profitability. The almost decade-old Couchsurfing, which is available in 100,000 cities across the globe, is becoming the go-to hookup app for a certain class of young world travelers.

After they form a “relationship,” they come up with reasons to ask their love interest to set up a new bank account.

The scammers transfer stolen money into the new account, and then tell their victims to wire the money out of the country.

Not everyone using online dating sites is looking for love. As if all that isn’t bad enough, romance scammers are now involving their victims in online bank fraud.